Jim Gallagher

Matthew 6:21
” For Where your treasure is, there will your heart be also.”

The longer I live, the more I have come to realize, so much in life is passing. Things I once coveted and had to have, are bundled up and given to the Salvation Army. That “new car smell” has been replaced with “what’s that smell?” Even relationships that were once so close, have grown distant. The words of Christ shout a deafening cry,

“Do not lay up for yourselves treasures on earth, where moth and rust destroy and where thieves break in and steal; but lay up for yourselves treasures in heaven, where neither moth nor rust destroys and where thieves do not break in and steal.”

Matthew, Chapter 6, not only exhorts us to lay up heavenly treasures, it also sheds light on the spiritual activities that will help us do it. We are told to give, pray, fast and let go.

One of the great struggles we face is how to live for eternity, while living in time. We know, while God could cause manna to appear on our front lawn every morning, He has chosen to call us to “till the ground.” In other words, we all have to work for a living. We need the tangibles like cash, food, housing, etc. How do we balance living here with storing up treasures in heaven. I think one of the keys is found in Verse 33.

“But seek first the kingdom of God and His righteousness, and all these things shall be added to you.”

When we decide to no longer worry, to no longer be consumed with the things of this life, and instead, put our full confidence in Jehovah, as our provider, we will be able to put Him first. When that happens, we will see  He is, in fact, able to meet our every need.

Today, whether you go to work, school, or stay at home, put Jesus in first place. Seek to please Him with every step, and watch as He uses the details of your day as opportunities to store up treasures in heaven.

Pastor Jim

Questions for Chapter 6
Chapter 6 deals with spiritual exercise or activities that each Christian should be involved in. We are taught the proper way to give, pray and fast. The word “charitable” means mercy that causes us to give.

1. Contrast the way the hypocrite gives with the way we should give.
2. How does God respond to proper giving?
3. In verse 6 Jesus is speaking regarding our private prayer life. How should we prayer? How does God promise to respond?
4. What warnings does Jesus give about prayer? “Do not…”
5. The “Lord’s Prayer” is designed to be an example. What does it teach about praying?
6. What is “Fasting?”
7. Choose something to fast from this week, i.e. lunches, dinners, T.V. or even Facebook and use that time for prayer and worship. Choose a friend to fast with and encourage one another.
8. What can you do this week to store up treasures in heaven?
9. Matthew 6:25-34 contains some of the most practical and valuable teaching in the whole Bible. What does Jesus teach that will serve as the antidote to anxiety?

Old Testament
Genesis 11- United
Genesis 12- Famine In The Land

Matthew 5:1-2
“And seeing the multitudes, He went up on a mountain, and when He was seated His disciples came to Him. Then He opened His mouth and taught them, saying: . . .”

Matthew 5-7 contain one continuous message that Jesus preached to His followers on a hillside overlooking the Sea of Galilee. Although it is called a sea, it is actually a lake. The Greek word for sea and lake are the same word.

Verse 1 gives us the setting in which this sermon was given. We read, “seeing the multitude, He went up…” This great message on Christian ethics and Christian living was motivated by seeing the multitude. The word “multitude” simply means a large group of people. It is used in the Gospels to speak of the great number of people who, while being drawn to Jesus, had not yet received Him. The multitude illustrates for us the unbelieving world. The Bible teaches us how Jesus feels about the unbeliever. He loves them so much He bled and died for them. So, here we find Jesus wanting to save the lost; wanting to reach the multitude, and as a result, He departs from them to spend time with His disciples. A disciple is one who has received Christ and is following Him.

You see, the method Jesus uses to reach a lost world, is through the lives of His followers. The more time we spend with Him, and the more we become the Christian of the sermon on the mount, the greater influence we will have upon the world, for Christ.

As you read Matthew 5-7 pray and apply the Scriptures to your daily living and let’s see God use you to reach the world for the kingdom of heaven.

Pastor Jim

Questions for Chapter 5
Chapters 5 – 7 record a message given by Jesus to His followers explaining how Christians should live, it is most commonly referred to as “The Sermon on the Mount”
The word, blessed, means happy.

1. According to Jesus, where will we find true happiness?
2. Why does Jesus compare His followers to salt?
3. Why light?
4. How can you apply verse 16 today?
5. In verse 18, what promise does Jesus give regarding His Word?
6. Is there anyone who you need to reconcile with today? How can you humbly seek to repair the broken relationship?
7. Is your eye causing you to sin? What things do you need to change to help you not look at what you shouldn’t? Find someone you can be accountable to, let them know what you are struggling with so they can pray with you.
8. Since marriage is so sacred to Jesus, how can you work on yours?
9. What does Jesus mean by “turn the other cheek”?
10. How does loving your enemies set a Christian apart from the unbeliever? Who are you having a hard time loving? How can you apply this verse to you situation.

Old Testament
Genesis 9- Cover It Up
Genesis 10- Babel

Matthew 4:1
“Then Jesus was led up by the Spirit into the wilderness to be tempted by the devil.”

People seem to be fascinated with fighting. I can remember being in Jr. High School and hearing the word “FIGHT” resonate across the playground. All activities stopped and the whole student body ran in an attempt to get a front row seat to view the scene. Things have not changed; people gather to watch boxing matches, UFC events and even hockey games, all for the thrill of the fight.

Here in Matthew 4 we have a fight for the ages. It is the greatest of fights because it is between the greatest of opponents; the devil and Jesus. It reflects the fight we all face. I notice in this epic battle a few key elements that will help us as we seek to overcome the temptations the devil throws our way.

First, notice how the devil works. Jesus is hungry and weary, and tempted with food. The devil will always attack where we are weakest. We simply need to understand that. When we do, we can build defenses like accountability, to help withstand those attacks.

Second, notice how Jesus responds to the temptation. He quotes the WORD. Daily Bible reading will give you fresh ammunition to counter-attack the devil’s temptations. I am still amazed how, what might seem like an obscure passage while I am reading it, has tremendous impact on my life throughout the day. Keep in the WORD and you will always be prepared for battle.

Third, Jesus understood we cannot put ourselves in a compromising position and expect to come out victorious. It seems to me, when we fail in our walk with the Lord, it is because we were in a place we should not have been. Get off the pinnacle of the Temple! Do not tempt the Lord by putting yourself in a place where all you can expect is failure.

Let’s keep ourselves in the WORD, and our eyes on Jesus, as we press toward the upward call of God in Christ Jesus.

Pastor Jim

Questions for Chapter 4

1. How did Jesus get into the wilderness?
2. What do you notice about the things Satan used to tempt Jesus?
3. What did Jesus use in His response to each of the temptations He faced?
4. How will knowing God’s Word help you overcome temptation?
5. What was promised to those who lived in darkness?
6. What was the message that Jesus began to preach?
7. What promise does Jesus give the fishermen if they will follow Him?
8. How did the fishermen respond to the invitation of Jesus?

Old Testament
Genesis 7- Obedience
Genesis 8- Dark Times

Matthew 3:15
“Jesus answered and said to John, ‘Permit it to be so now, for thus it is fitting for us to fulfill all righteousness.’”

The baptism of Jesus was a critical event in His life and ministry. It becomes a great illustration for us, of Christian living and service. First off, note that Jesus was baptized to fulfill righteousness. Water baptism is a picture of a spiritual baptism, which happens the moment a person believes in Christ.

Paul wrote, “For by one Spirit we were all baptized into one body…”  1Corinthians 12:13

While water baptism is not a requirement for salvation, it is a requirement for obedience. We are commanded, upon receiving Christ, to make it public with baptism. Jesus, to illustrate the value of this public declaration, submitted Himself to the rite of baptism. Second, note what happened upon His baptism; the Holy Spirit descended upon Him. This is a picture of a second baptism that the Bible speaks of; not when we are submerged in water, but in the Holy Spirit. I find it of the highest importance, that before Jesus began public ministry, He was baptized with the Holy Spirit. Jesus promised, any who asked would receive the Holy Spirit, and along with the outpouring of the Spirit, would be power to walk with Christ. Take time right now to ask God to baptize you with the Holy Spirit, and empower you to live for Christ and serve Him. Finally, note that Jesus heard the voice of God. One thing abundantly clear in Scripture is that God honors obedience. I believe whenever we take steps of obedience in our lives, we will hear the voice of God clearer. Whatever He is asking of you, do it, and His voice will become louder and clearer to you.

Pastor Jim

Questions for Chapter 3

1. What message did John give to the people?
2. What was the purpose of John’s ministry?
3. In what way should our lives be like that of John the Baptist?
4. When the people were baptized what did they confess?
5. Are there any sins you need to confess this morning?
6. What baptism does John promise Jesus will bring?
7. Ask Jesus to baptize you this morning with the Holy Spirit.
8. Have you been baptized in water? If not, contact the church about the next baptism.

Old Testament:
Genesis 5- Likeness
Genesis 6- Finding Grace

Matthew 2:2
“Where is He who has been born King of the Jews? For we have seen His star in the East and have come to worship Him.”

Those ancient travelers who went in search of the Child Jesus, form a valuable illustration of true worship. Their worship included at least five ideas we would do well to imitate.

First, their worship was Spirit led; we read they followed “His star”. These men, who spent their time observing the heavens, were amazed that a star, which had not existed before, appeared in the sky and directed them to Jerusalem.

Second, their worship was Biblically founded. The leading of the Spirit brought them to Jerusalem. Once there, they searched the Scriptures to find the Child. Jesus said, those who worship Him must worship in “spirit and in truth” (John 4:23-240). If we want our worship to be well pleasing, we must search the Scriptures to find out who God really is, and what He desires from us.

Third, they worshipped with “exceedingly great joy.” In other words, their worship was a celebration. We all vary in personality: some are quiet, others quite loud. When we are not trying to mimick someone else in worship, there is an element where we are celebrating. What could be more amazing than God sending His Son into the world to save sinners?

Fourth, their worship included giving. They took of what they had and offered it to Jesus. When we see the value of Jesus, we are willing to give our valuables to Him. Perhaps it is time to give your time, talent and treasures to the Lord.

Finally, they were changed by their worship. We are told they departed another way. The way they came was not the way they left. These men who had been star gazers were now witnesses of Christ.

Let’s take some time today to worship Jesus in Spirit and in truth.

Pastor Jim

Matthew Chapter 2- Questions 

1. Why did the wise men come?
2. What was the source of authority for the chief priests and scribes when trying to determine the identity of the Messiah?
3. What did the wise men do when they met Jesus?
4. What lessons can we learn the reaction of the wise men to meeting Jesus?
5. Jesus was born in Bethlehem but grew up where?
6. Why does Matthew continue to quote from the Old Testament?

Old Testament:
Genesis 3- The Cunning Beast
Genesis 4- Offering

Matthew 1:1
“The book of the genealogy of Jesus Christ, the Son of David, the Son of Abraham”

I did not grow up going to church. At the age of 15 years old, I had never seen a Bible. A close friend of mine went on a family trip to visit his grandmother, who apparently was a believer, although I had no idea what that meant. Upon his return, he told me he thought we needed to be “better”. He told me he was going to begin reading the Bible. I decided I would join him in this venture, and when I arrived home that day, I asked my mom to get me a Bible. A few days later, I found a little green book on my dresser. On the front cover it read, “New Testament.” I took the book to my mom, and told her I wanted a Bible, not some modern book. She explained that the New Testament was the second half of the Bible. I returned to my room and began to read. Three times I started, and three times my mind wandered away from the pages, not understanding a single word. I tossed the book back on my dresser and said to myself, “I guess this Bible stuff is not for me.”

If this is your first time reading through the Bible, you may have encountered the same difficulty I did. You have found the first 17 verses of Matthew to be a list of names, belonging to people of whom you have never heard, and have a difficult time pronouncing. Allow me to encourage you, it is OK to skip the names. Pick up in verse 18, and begin the most fascinating story, about the most exceptional person, who has ever walked the face of the planet.

A few years later, after becoming a believer myself, I was given some instruction that got me past the first few verses, into an adventure of getting to know God personally, through His word. I want to invite you to join me on that adventure, as we read the Word of God together, and get to know the God of the Word.

Pastor Jim

Genesis 1- In The Beginning
Genesis 2- God Rested

Proverbs 31:1
“The words of King Lemuel, the utterance which his mother taught him . . .”

Proverbs 31 is a section of Scripture most often taught at women’s conferences or retreats, because it goes to great length describing a virtuous woman. A more careful look will reveal this passage was actually instructions to the King, by his mother. It was her attempt to teach him how to find a godly wife. We find not only the characteristics that a virtuous woman ought to pursue, but also the traits a godly man should be looking for in a wife.

Each year a variety of media outlets declare their list of most attractive woman on the planet. In each case, it is the physical characteristics that are focused upon, without mention of true character. The king’s mother reminds him of the need to look beyond the surface, at true beauty.

Proverbs 31:30
“Charm is deceitful and beauty is passing,
But a woman who fears the Lord, she shall be praised.”

I have always been struck by the fact that, in her 70′s, Sarah was still considered beautiful by the king of Egypt. Thinking she was the sister of Abraham, he pursued a relationship with her. Years later, under the inspiration of the Holy Spirit, Peter declares Sarah’s true beauty. He describes her as being chaste, gentle and one who feared the Lord (1Peter 3:1-6). While physical beauty is the first thing we notice in another, character and godliness are the traits that will last.

Men need to be careful not to be drawn to a women’s passing beauty, while ignoring true godliness. Women need to be careful not to rate their beauty above things that really matter in the kingdom of God. All the lighting, camera angles, and airbrushing cannot replace godliness or true virtue. Let’s not look at the latest fashion magazine as a mirror, but to the Word of God, so we become people who fear the Lord.

Pastor Jim

Questions for Proverbs 30 
Agur is considered by many to be another name for Solomon. 
1. Take a moment to consider the question found in verse four, and then give the Biblical answer. 

2. What do we learn about the Word of God from verses 5-6? 

3. Examine the prayer found in verses 7-9, what do you notice. 

4. Choose a favorite verse from this chapter and write out your thoughts on how to apply it to your life. 

Old Testament:
Malachi 3- Solid Gold
Malachi 4- Sound Of Silence

Proverbs 30:24-28
“There are four things which are little on the earth,
But they are exceedingly wise:
The ants are a people not strong,
Yet they prepare their food in the summer;
The rock badgers are a feeble folk,
Yet they make their homes in the crags;
The locusts have no king,
Yet they all advance in ranks;
The spider skillfully grasps with its hands,
And it is in kings’ palaces.”

This Proverb takes us to the natural world, in order to illustrate spiritual truths. The behaviors of four creatures are used to help us understand how to walk with the Lord.

The ant is an example of being prepared for the future. We are exhorted to live prepared for eternity. We do that by receiving Jesus Christ and walking daily, with Him. Jesus reminded us of the need to store up treasures in heaven (Matthew 6:20).

The rock badger is believed to be a small animal, much like a rabbit. Having no defenses of its own, it could not fight off a predator. The wisdom of this small creature is found in the fact that it dwelt in the rocks. For a predator to attack the rock badger, it must go through the rock. The believer must learn to hide away in Christ; He is our fortress, strong tower, shield and buckler, against the enemy’s assault.

The locust was known for always moving forward. Nothing could impede the advance of a locust swarm. Paul reminds the believer of the need to forget the past and move forward with the Lord (Philippians 3:13). For many of us, our past failures are keeping us from present experiences with the Lord, and from future victories for the kingdom. It is time to act like a locust and press forward.

Finally, we have all seen a spider run up the wall and across the ceiling. Their ability to hold on is amazing. We are reminded of the need to cling to the Lord. The heroes of the Christian faith were men and women who held tightly to the promises of God. When the storms of life hit, they clung to the promises, and like an anchor, those promises held firm.

As the new year approaches, keep in mind, no obstacle is so great that God cannot give you strength to confront it. Let’s be sure, above all else, we resolve to make our hiding place in the Lord.

Pastor Jim

Questions for Proverbs 30 
Agur is considered by many to be another name for Solomon. 
1. Take a moment to consider the question found in verse four, and then give the Biblical answer. 

2. What do we learn about the Word of God from verses 5-6? 

3. Examine the prayer found in verses 7-9, what do you notice. 

4. Choose a favorite verse from this chapter and write out your thoughts on how to apply it to your life. 

Old Testament:
Malachi 1- The Lord’s Cow
Malachi 2- Happy Marriage

Proverbs 29:15
“The rod and rebuke give wisdom,
But a child left to himself brings shame to his mother.”

Proverbs 29:17
“Correct your son, and he will give you rest;
Yes, he will give delight to your soul.”

Before becoming the Pastor of Calvary Chapel Vero Beach, I spent eight years teaching in the classroom. The first five years I taught in middle school and the final three in high school. Those years proved to be both a wonderful experience and an excellent training ground for raising my own children. My first year was interesting to say the least. I was 23 years old and newly married. I had little experience dealing with preteens, except for the fact that I had been one. My approach in the classroom could have been called the “whose your buddy” method. I attempted to be the cool teacher, who never gave out detentions, office referrals or parent contacts. The result was chaos. After a few months, I spoke with an aunt who had been in education for years. When I asked for her secret to order in the classroom, she explained that she did not have disciplinary problems, because she had a standard the students understood and she stuck to. Soon after, I observed another teacher who clearly stated the classroom standards and kept to them. When a student misbehaved, she did not become emotional, losing her cool and raising her voice, she simply pointed out that he was breaking the rules, and disciplined accordingly. Those experiences transformed my ability to instruct the children. Instead of spending all my time, energy, and prayer life, dealing with discipline, I was able to teach.

Solomon points out, this same principle should be applied to the home. We have all seen children misbehaving and parents doing nothing more than warning them to stop. As the child continues, the parent raises the level of his voice, until the parent has completely lost his cool. Soon, he begins to scream at the child, perhaps even grabbing the child forcefully by the arm, to snatch him up and leave without further embarrassment. If we are honest, we have not only seen that parent, but we have been that parent. The secret to successful discipline is having a clear biblical standard for our children. The result will be spending less time agitated and upset, and more time instructing and loving our kids.

Allow me to give a few guidelines. First, our standard is based upon how our Heavenly Father treats us. He is ever merciful and forgiving, and understands we are prone to failure. Never does God condone sin, but He is always ready to lovingly restore us when we fail. One common failure among parents is, putting standards on children that they themselves could not keep. Second, when we must exercise discipline, this should become a teaching time. Instead of allowing our emotions to take over and reacting in anger or frustration, we want to clearly point out how our child has misbehaved. We must explain what the Bible says about proper behavior, consequences, and forgiveness. This is a critical time to hug and pray with our children. Finally, we must be sure the punishment fits the crime. Are we upset at our child because his behavior was wrong or because it embarrassed us in front of our peers? I have seen parents horrified at their child because they bit another child in Sunday school. While it is wrong to bite other kids, in some cases, the parents were more embarrassed by how that made them look, than at the infraction of their toddler. I have even known parents to stop coming to church because of the embarrassment. Keep in mind, your child’s behavior is not always a representation of your parenting. After all, God’s kids ate the forbidden fruit. Don’t discipline out of embarrassment, but discipline with kindness and affection, for the infraction that has been committed.

Pastor Jim

Questions for Proverbs 29 
1. Solomon has a lot to say about the wise man. Make a last of the traits of the wise from this chapter. 

2. Course your life to the list and make any necessary changes. 

3. If you are a parent, look through this chapter for what Solomon writes about children. 

4. Choose a favorite verse from this chapter and write out your thoughts on how to apply it to your life. 

Old Testament:
Zechariah 13- Stain Removal
Zechariah 14- Ready?

Proverbs 28:26
“He who trusts in his own heart is a fool, but whoever walks wisely will be delivered.”

When faced with decisions, it is not uncommon to be counseled to follow your heart. Solomon suggests that doing so is a very bad idea. He calls it folly. I can think of three reasons why it is foolish to follow your heart.

First, the Bible teaches that the heart is deceitful above all other things (Jeremiah 17:9). That means our hearts can trick us into doing things that are unhealthy or even detrimental. Our hearts, like our appetites, can desire things which are harmful to us. A friend of mine was diagnosed with high cholesterol and counseled to drastically change his diet. Upon receiving the doctor’s orders, his appetite did not suddenly change. He still hungered for fatty, fried, high cholesterol foods. The heart is the same way. We can long for things that God forbids, and our hearts can lead us away from the Lord.

Second, the heart is the seat of emotion. It is the place where emotions arise; and emotions are untrustworthy. We have all had the experience where, suddenly and without warning, our emotions change. We are happy one minute then suddenly we are saddened, afraid or filled with anxiety. A person who is trusting in emotions, is like a small boat in a violent storm. It is very difficult to navigate through life with emotions as our compass.

Finally, not only are our emotions fickle, but the desires of the heart are constantly changing. Many of the things we longed for in the past are hardly worth having today. Look back at some old photos and notice the hair cut you had to have, or the outfit that you spent your hard-earned money to buy. Like changing fashions, the heart is constantly desiring something new.

Rather than trusting in the heart, we should trust the promises of God. Instead of leading us away from the Lord, they will lead to a life that is well pleasing to Him, and beneficial to the ones we love. Unlike emotions, the promises of God are like bedrock upon which to build your life. When emotions, fashion, culture, and experience suddenly change, the Word of God remains as solid ground to stand upon.

Don’t follow your heart, follow the Lord.
Pastor Jim

Questions for Proverbs 28
1. Verse 13 reveals one of the key principles to successfully walking with Jesus. Take the time needed to apply that verse this morning. 

2. Verse 26 reveals one of the most common and most foolish guides a person can follow. What is it? What should be our guide? 

3. Choose a favorite verse from this chapter and write out your thoughts on how to apply it to your life. 


Old Testament:
Zechariah 11- It’s Not Worth It
Zechariah 12- Pierced